Retirement/IRA

Looking for a long term savings option?

When you're looking to save for the long run, an IRA is a great savings alternative. Compare our options for
Traditional, ROTH, and educational IRAs to find the right fit for your needs.

Contact a personal banker for terms and conditions.

Traditional IRA	ROTH IRA	Education IRA
Contributions are made from earned income and may be tax deductible. Interest earned is tax-deferred until distributions are taken. Available to anyone under age 70 1/2 No annual fee or set-up charge Contributions may be tax deductible $5,500 contribution limit per year Additional $1,000 "catch-up" contributions allowed for ages 50+ Earnings accumulated tax-deferred Withdrawals available at age 59 1/2 Mandatory withdrawals at age 70 1/2 Early withdrawals subject to penalty*** Brochure	Contributions are made from earned income. Distributions of principal and interest may be tax-free. No annual fee or set-up charges $5,500 contribution limit per year Additional $5,500 "catch-up" contribution allowed for ages 50+ Contributions are not tax-deductible** Earnings and principal may be tax free upon withdrawal Principal may be withdrawn penalty-free at any time* Early withdrawals subject to penalty** Earnings can be withdrawn penalty-free at age 59 1/2 No mandatory distribution age Brochure	A Coverdell Education Savings Account allows savings to be used for certain education expenses on a tax-preferred basis. Savings may be used for kindergarten - grade 12 expenses incurred in a public, private or religious school, as well as for college, technical school, or post-graduate work. No annual fee or set-up charge $2,000 contribution limit per year Earnings accumulated tax-deferred** Early withdrawals may be subject to penalty

*Penalty for early withdrawal may apply. Some age and deposit restrictions apply.

**Consult with a tax advisor.