Savings Accounts

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	Student Savings Age 23 or under	Simple Savings	Premium Savings	Health Savings Account
Minimum balance required to open and maintain account	$25	$100	Must have CLB&T checking account. Tiered Below $10,000 $10,000-$49,999 $50,000-$99,999 $100,000-$249,999 $250,000-$999,999 $1,000,000+	$0 Download our HSA brochure for full details.
No service charge if minimum balance met. Monthly service charge if balance falls below minimum balance required.	$2	$5	$10/month if balance falls below $10,000.	$2 Fee cannot be waived for HSA accts.
Interest Bearing	Yes; accrues daily and credited to account bi-annually. View current rates.	Yes; accrues daily and credited to account bi-annually. View current rates.	Yes; accrues daily and credited to account bi-annually. Rates subject to change daily without notice. View current rates.	Yes; accrues daily and paid monthly.
Additional Details	Jr. Sailors Club account available for students 13 and under. Earn prizes and track savings via our app.
	Open Account	Open Account	Open Account	View Brochure
	Student savings accounts will automatically switch to a Simple Savings Account when the customer turns 24 and may incur fees based on the account requirements.

Service charge waived if minimum balance requirement met.
Fees could reduce earnings on account.
For Premium Savings Account: Lowest tier balance must be met to avoid service charge. Must be an owner on an active checking account with Clear Lake Bank and Trust to qualify.