CRA Public File

In accordance with the Community Reinvestment Act (CRA) Regulation (Regulation BB, 12 CFR 25), Clear Lake Bank & Trust is required to maintain and, upon request, make available for public inspection a complete Community Reinvestment Act Public File. By providing the CRA Public File online, Clear Lake Bank & Trust is better able to keep this data up to date. The information provided is current as of April 1 of each year. If you're interested in viewing our CRA Public File, please click on the documents listed below.

If you would like to receive a hard copy of this file, please contact us at 641-357-7121.










































































































Branch & Office Locations

Branch & Office locations as of April 1, 2023.
Includes openings, closures, and moves.



Area Assessment Maps

View area assessment maps and income tracts listed by county.


Personal & Business Solutions

Learn about Personal & Business Solutions at Clear Lake Bank & Trust


Fee Schedule

Download a PDF of Clear Lake Bank & Trust's Fee Schedule.


Loan to Deposit Ratio

View Clear Lake Bank & Trust's Loan to Deposit Ratio.


CRA Performance Evaluation

Download a PDF of our most recent CRA FDIC Performance Evaluation.


HMDA Disclosure Statements & CRA Disclosure Statements

Clear Lake Bank & Trust Company is not subject to HMDA requirements and certain CRA requirements.

CRA Comments

View written comments received from the public for the current year, and each of the two prior calendar years, that specifically relate to the bank's performance in helping to meet community credit needs, and response to the comments by the bank.









MEMBER FDIC 
Equal Housing Lender