Testimonials

"At Clear Lake Bank & Trust they get to know you, your family, your business, and your business needs.

I've banked at Clear Lake Bank & Trust for nearly 40 years. Their business team goes above and beyond to meet your financial needs, whether it's business loans, personal loans, or home loans. You're also able to have all of your insurance needs met through the Clear Lake Bank & Trust Insurance Agency.

Clear Lake Bank & Trust is here to help you!"

- Randy M.





"Great bank! I've been with them for years now and will never go anywhere else."

- Jeremiah M.

"Paula S was so easy to work with and made getting my sons first car a smooth process."

- Jessica F.

"Courtney W. is a pleasure to do business with. She is professional, yet personable. She is easy to talk to and knowledgeable about Clear Lake Bank's services."

- Dawn M.

"Great experience! I did it all online and was able to set up an account. Even the documents were sent to me online to sign. Quick response and very helpful."

- Stacey H.

"Always there for me , once again I want to thank you All at the Garner branch, Chip in the very beginning now Paula with my loans. I was stressing out over a ”Big” mechanical issue that popped up when in the Twin Cities. A couple of phone calls and Paula took my worries away, with immediate funding to my account and a very fair rate. The payment plan I asked for made it so easy. Thank you Clear Lake Bank & Trust. Love the Garner crew. You will always be my Bank. You saved me once again."
 
- Mark G.


"I've had a checking account here for years. Always take care of any issues promptly and courteously. I recently got a car loan as well and Paula was very helpful with making it painless and as easy as could be. I also like the ease of use with the configuration of the online banking."

- Ginny B.

"Always been ready and willing with a smile to fulfill any of our banking needs!"

- Kathy M.

"Courtney was very knowledgeable, kind, pleasant and helpful in working with our needs requested through Clear Lake Bank & Trust. She made the whole process seamless."

- Laurie D.

"I was in quite a pinch these past couple months. Called and spoke with Amanda at the clear lake location and Danielle at the Mason City location and these ladies were absolutely amazing. I appreciate everything they did to help me out. Highly recommend Clear Lake Bank and Trust for all your needs!! The ladies there are wonderful!"

- Samantha H.

"The entire team at CLB&T is amazing! They truly know what customer service is! Thank you Amanda and Sandy for fast and friendly service on my most recent vehicle loan!I
 
100% recommend Clear Lake Bank & Trust for all your banking needs!"
 
- Sara K.

"They are very helpful. They always get back to you they really have your interests at heart."

- Kathy H.

"Thanks to Cheryl, Natasha, Jo- & Tyler! The whole crew made home buying go smoothly and such a pleasure!"

- Laurie M.

"Amazing service. Everyone we have interacted with has been wonderful from the loan originator to the tellers. Great customer service and so helpful. Highly recommend."

- Amy D.

"Muy agradable y rápida la atención a los clientes ."
 
- Javier B.

"We have been using CLBT for over 20 years. We’ve had our house loans, car/truck loans and RV loans through CLBT. We like that we are able to walk into an actual building and talk to real people when we have questions. It’s also easy to use online banking when we’re out of state. I cannot think of anything negative to say out our hometown bank."

- Diane W.

"I have banked with CLBT for several years and they have consistently exceeded my expectations. They have great customers service and willing to help with anything to and needed. I would recommend!"

- Regatta O.

"Very friendly and helpful. Personal Banker Catherine K. was great setting up new accounts! So glad we are making the switch to CLB&T from our current/old bank."

- Vanessa D.

"Sandy W. is absolutely amazing to work with!!!"
 
- Jessica G.

"Cheryl Kurtzleben has been invaluable in helping me navigate the current interest rate environment and make good decisions on financing my mortgage. I highly recommend her. Let her put her expertise to work for you."

- Joni J.

"I stopped in to sign up for the Clear Sailing Club after hearing about day trips starting up again. Sue Price took good care of me immediately. Very friendly place and I’m excited to start joining in with some of my friends on new adventures. Thanks!!"

- Kerry H.





























































































mom and daughter holding piggy bank

Accounts for all ages!

Opening an account at our bank is quick, easy, and tailored to meet the needs of all ages! We offer a variety of accounts, including student saving accounts and the Jr. Sailors Club designed for children to begin learning financial responsibility, student checking accounts for young adults looking to manage their money with ease, and regular savings and checking accounts for adults seeking convenience and flexibility. Additionally, we offer premium accounts with exclusive benefits including the Clear Sailing Club for those interested in group travel opportunities. 

Whether you're opening your first account or looking for a trusted financial partner, we have options to fit every stage of life!